Terms

Terms of use

Susman Insurance Agency, a California-licensed insurance agency (License 0B75129), operates this site. It offers general life insurance information and a tool for getting quotes from carriers based on your answers.

Quotes are estimates. Rates shown are carrier quotes for your chosen class and are informational only. They are not insurance offers, premium guarantees, or approval promises. The final cost, class, and eligibility come from carrier underwriting; the issued policy and riders control.

No coverage is bound. A quote request, application, or contact form does not create coverage. Policies exist only when issued by a carrier and accepted with payment.

Availability. Products, carriers, and pricing differ by state and person and may change anytime. Quotes are for California residents.

Information only. Site guides are general education, not legal, tax, or financial advice. Verify anything important with a qualified professional.

Third-party platform. The application page hosts a secure application service run by a third party under its own rules.